:root {
  --navy: #0b1f3f;
  --navy-deep: #071530;
  --banner: #01223e;
  --gold: #e0a43a;
  --teal: #2aa7c9;
  --ink: #1c2735;
  --mist: #f4f6f9;
}
* { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body { font-family: 'Montserrat', sans-serif; color: var(--ink); line-height: 1.7; background: #fff; }
h1, h2, h3 { font-family: 'Cormorant Garamond', serif; color: var(--navy); line-height: 1.2; font-variant-numeric: lining-nums; text-wrap: balance; }
a { color: inherit; }

/* Nav */
nav { background: var(--navy-deep); position: sticky; top: 0; z-index: 10; }
.nav-inner { max-width: 1200px; margin: 0 auto; padding: 14px 24px; display: flex; justify-content: space-between; align-items: center; gap: 16px; }
.brand { font-family: 'Cormorant Garamond', serif; color: #fff; font-size: 1.5rem; letter-spacing: 2px; text-decoration: none; white-space: nowrap; }
.brand span { color: var(--gold); }
.nav-links { display: flex; align-items: center; }
.nav-links a { color: #dfe6f0; text-decoration: none; margin-left: 26px; font-size: .82rem; letter-spacing: 1px; text-transform: uppercase; white-space: nowrap; }
.nav-links a:hover, .nav-links a.active { color: var(--gold); }
.nav-links a.nav-cta { background: var(--gold); color: var(--navy-deep); padding: 9px 18px; border-radius: 4px; font-weight: 600; }

/* Hero (home) */
.hero { background: radial-gradient(ellipse at 50% 0%, #0d3a63 0%, var(--banner) 65%); display: flex; justify-content: center; min-height: 520px; border-bottom: 3px solid var(--gold); }
.hero-text { width: 100%; max-width: 760px; padding: 64px 24px; display: flex; flex-direction: column; justify-content: center; text-align: center; }
.hero-logo { display: block; width: 100%; max-width: 620px; margin: 0 auto; }
.hero-sub { font-family: 'Cormorant Garamond', serif; color: #fff; font-size: 1.7rem; letter-spacing: 12px; text-transform: uppercase; margin: 6px 0 22px; display: flex; align-items: center; justify-content: center; gap: 18px; }
.hero-sub::before, .hero-sub::after { content: ""; flex: 1; max-width: 120px; height: 2px; background: var(--teal); }
.hero-slogan { font-family: 'Cormorant Garamond', serif; color: #fff; font-size: 1.75rem; font-weight: 600; line-height: 1.25; margin-bottom: 8px; }
.hero-tag { color: #c9d4e3; letter-spacing: 3px; font-weight: 300; font-size: 1.05rem; margin-bottom: 22px; }
.hero-stds { border-top: 1px solid rgba(42,167,201,.5); padding-top: 18px; margin: 0 auto 28px; color: #fff; letter-spacing: 2px; font-size: .98rem; max-width: 560px; }
.hero-stds div { margin: 2px 0; }
.hero-stds i { color: var(--teal); font-style: normal; margin: 0 12px; }

/* Page header (inner pages) */
.page-head { background: linear-gradient(90deg, var(--navy-deep), var(--navy)); padding: 64px 24px 56px; text-align: center; border-bottom: 3px solid var(--gold); }
.page-head h1 { color: #fff; font-size: 3rem; margin-bottom: 10px; }
.page-head p { color: #c9d4e3; max-width: 720px; margin: 0 auto; }

.btn { display: inline-block; padding: 14px 32px; border-radius: 4px; font-weight: 600; text-decoration: none; letter-spacing: .5px; }
.btn-gold { background: var(--gold); color: var(--navy-deep); }
.btn-outline { border: 2px solid #fff; color: #fff; margin-left: 12px; }
.btn-navy { background: var(--navy); color: #fff; }

section { padding: 80px 24px; }
.wrap { max-width: 1100px; margin: 0 auto; }
.eyebrow { color: var(--teal); text-transform: uppercase; letter-spacing: 3px; font-size: .8rem; font-weight: 600; margin-bottom: 10px; }
h2 { font-size: 2.6rem; margin-bottom: 20px; }
.rule { width: 70px; height: 3px; background: var(--gold); margin: 0 0 28px; }
.center { text-align: center; }
.center .rule { margin: 0 auto 28px; }
.lead { max-width: 760px; margin: 0 auto; font-size: 1.05rem; color: #4a5768; }
.more-link { margin-top: 36px; text-align: center; }

/* Intro */
.intro p { max-width: 820px; margin: 0 auto 18px; font-size: 1.02rem; text-align: center; color: #4a5768; }

/* Cards */
.mist { background: var(--mist); }
.cards { display: grid; grid-template-columns: repeat(auto-fit, minmax(300px, 1fr)); gap: 24px; margin-top: 40px; }
.card { background: #fff; padding: 32px 28px; border-radius: 6px; border-top: 4px solid var(--teal); box-shadow: 0 4px 18px rgba(11,31,63,.07); }
.card h3 { font-size: 1.6rem; margin-bottom: 4px; }
.card .sub { color: var(--teal); font-size: .78rem; letter-spacing: 1.5px; text-transform: uppercase; font-weight: 600; margin-bottom: 12px; }
.card p { font-size: .95rem; color: #4a5768; }
.gold-cards .card { border-top-color: var(--gold); }

/* Standards: two on the top row, three on the second */
.std-grid { display: grid; grid-template-columns: repeat(6, 1fr); gap: 24px; margin-top: 40px; }
.std-grid .card { grid-column: span 2; }
.std-grid .card:nth-child(1), .std-grid .card:nth-child(2) { grid-column: span 3; }
.std-grid .card.wide { grid-column: 1 / -1; border-top-color: var(--gold); text-align: center; }

/* Approach */
.steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 32px; margin-top: 44px; }
.step-num { font-family: 'Cormorant Garamond', serif; font-size: 3rem; color: var(--gold); line-height: 1; }
.step h3 { font-size: 1.5rem; margin: 8px 0; }
.step p { color: #4a5768; font-size: .95rem; }

/* Call to action band */
.cta-band { background: linear-gradient(135deg, var(--navy-deep), var(--navy)); text-align: center; padding: 64px 24px; }
.cta-band h2 { color: #fff; }
.cta-band p { color: #c9d4e3; max-width: 640px; margin: 0 auto 26px; }

/* Quote */
.quote-grid { display: grid; grid-template-columns: 1fr 1.5fr; gap: 56px; }
.quote-info p { margin-bottom: 16px; color: #4a5768; }
form { display: grid; gap: 14px; }
.row { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
label.group { font-size: .8rem; letter-spacing: 1.5px; text-transform: uppercase; font-weight: 600; color: var(--navy); margin-top: 6px; }
.checks { display: grid; grid-template-columns: 1fr 1fr; gap: 6px 14px; font-size: .92rem; }
.checks label { display: flex; gap: 8px; align-items: center; }
.checks input { width: auto; }
input, select, textarea { width: 100%; padding: 13px 14px; border: 1px solid #cfd7e2; border-radius: 4px; font-family: inherit; font-size: .95rem; background: #fff; }
textarea { min-height: 120px; resize: vertical; }
form button { border: none; cursor: pointer; font-size: 1rem; font-family: inherit; }
.hidden { display: none; }
label.field { display: grid; gap: 6px; font-size: .85rem; font-weight: 500; color: var(--navy); }
.req { color: #c0392b; }
.req-note { font-size: .8rem; color: #4a5768; }
details { border: 1px solid #cfd7e2; border-radius: 4px; padding: 12px 14px; }
summary { cursor: pointer; font-weight: 600; color: var(--navy); font-size: .9rem; }
.more { display: grid; gap: 14px; margin-top: 14px; }

footer { background: var(--navy-deep); color: #8fa0b8; text-align: center; padding: 30px 24px; font-size: .85rem; }
footer span { color: var(--gold); }
.foot-links { margin-bottom: 10px; }
.foot-links a { color: #dfe6f0; text-decoration: none; margin: 0 10px; }

@media (max-width: 980px) {
  .hero-text { padding: 48px 24px; }
}
@media (max-width: 900px) {
  .steps { grid-template-columns: 1fr 1fr; }
  .std-grid { grid-template-columns: 1fr 1fr; }
  .std-grid .card, .std-grid .card:nth-child(1), .std-grid .card:nth-child(2) { grid-column: span 1; }
}
@media (max-width: 820px) {
  .quote-grid, .row { grid-template-columns: 1fr; }
  .nav-inner { flex-wrap: wrap; }
  .nav-links { width: 100%; flex-wrap: wrap; gap: 8px 0; }
  .nav-links a { margin: 0 18px 0 0; font-size: .74rem; }
  h2 { font-size: 2.1rem; }
  .page-head h1 { font-size: 2.3rem; }
  .btn-outline { margin: 12px 0 0; }
  .hero-sub { font-size: 1.2rem; letter-spacing: 7px; }
  .hero-slogan { font-size: 1.6rem; }
}
@media (max-width: 560px) {
  .steps, .checks, .std-grid { grid-template-columns: 1fr; }
  .brand { font-size: 1.2rem; letter-spacing: 1px; }
  .hero-stds i { margin: 0 6px; }
  .hero-stds { font-size: .85rem; letter-spacing: 1px; }
}
.hero > *, .nav-inner > * { min-width: 0; }
img { max-width: 100%; }